Let your personal data work for you.
Let your personal data work for you.
Let your personal data work for you.
FUTR pays you for the data you choose to share, then puts it to work in a private AI agent that saves you money on loans, insurance, and everyday financial decisions.
FUTR pays you for the data you choose to share, then puts it to work in a private AI agent that saves you money on loans, insurance, and everyday financial decisions.
FUTR pays you for the data you choose to share, then puts it to work in a private AI agent that saves you money on loans, insurance, and everyday financial decisions.
180+ auto dealer partners • 600+ financial planners on the network
180+ auto dealer partners • 600+ financial planners on the network
180+ auto dealer partners • 600+ financial planners on the network
Your data stays yours
Wait, so what happens to my data?
Wait, so what happens to my data?
Wait, so what happens to my data?
Your data lives in your own private vault, not in a shared database.
Your data lives in your own private vault, not in a shared database.
You choose what gets shared and who gets to see it. Nothing happens without your permission.
You choose what gets shared and who gets to see it. Nothing happens without your permission.
FUTR never sells your raw data. With your permission, the agent refines useful information into savings and FUTR Tokens for you.
FUTR never sells your raw data. With your permission, the agent refines useful information into savings and FUTR Tokens for you.
The FUTR story
Get to know FUTR and the idea behind it.
▶ Watch the video
How FUTR Works
How FUTR Works
How FUTR Works
Four parts work together to protect your data, reward its use, and take practical financial actions for you.
Four parts work together to protect your data, reward its use, and take practical financial actions for you.
Four parts work together to protect your data, reward its use, and take practical financial actions for you.
The Agent
The Agent
Your personal AI agent works like a conversation with ChatGPT or Claude, except it sits on top of your own financial data and acts on your behalf.
The Vault
The Vault
Every document and data point you connect lives in your own private, encrypted vault. You own it and control who gets access. FUTR never sells it as raw data.
The Wallet
The Wallet
A digital wallet holds FUTR Tokens, which are earned every time you upload documentation or make a payment through the app. Redeem your tokens for real-world products and digital items.
The Actions Engine
The Actions Engine
The FUTR agent does more than make suggestions, it does them: switching your loan payments to biweekly, finding a better insurance rate, and surfacing lending or refinancing options tailored to you.
How FUTR Makes Money
How FUTR Makes Money
How FUTR Makes Money
FUTR has two straightforward ways to earn revenue while helping people make better financial decisions.
FUTR has two straightforward ways to earn revenue while helping people make better financial decisions.
FUTR has two straightforward ways to earn revenue while helping people make better financial decisions.
Financial rails
Financial rails
FUTR earns revenue when people move money through the payment and banking tools built into the agent. Today that starts with loan payment optimization. Checking, savings, and card products will expand through FUTR’s banking partnership.
FUTR earns revenue when people move money through the payment and banking tools built into the agent. Today that starts with loan payment optimization. Checking, savings, and card products will expand through FUTR’s banking partnership.
FUTR earns revenue when people move money through the payment and banking tools built into the agent. Today that starts with loan payment optimization. Checking, savings, and card products will expand through FUTR’s banking partnership.
Lead generation
Lead generation
FUTR turns data you choose to share into qualified leads for insurance, mortgages, and other financial products. If that permissioned information creates value, FUTR pays a share back to you in FUTR Tokens. FUTR never sells raw personal data.
FUTR turns data you choose to share into qualified leads for insurance, mortgages, and other financial products. If that permissioned information creates value, FUTR pays a share back to you in FUTR Tokens. FUTR never sells raw personal data.
FUTR turns data you choose to share into qualified leads for insurance, mortgages, and other financial products. If that permissioned information creates value, FUTR pays a share back to you in FUTR Tokens. FUTR never sells raw personal data.
Starting at the Point of Sale
Starting at the Point of Sale
Starting at the Point of Sale
FUTR is integrated with auto dealers across the U.S., meeting customers at the moment they choose and finance a vehicle.
FUTR is integrated with auto dealers across the U.S., meeting customers at the moment they choose and finance a vehicle.
FUTR is integrated with auto dealers across the U.S., meeting customers at the moment they choose and finance a vehicle.
Payment optimization
When a customer is buying a car, the FUTR agent app is presented alongside familiar add-ons such as extended warranties. It offers to reduce interest costs on the new auto loan by optimizing when and how often payments are made.
When a customer is buying a car, the FUTR agent app is presented alongside familiar add-ons such as extended warranties. It offers to reduce interest costs on the new auto loan by optimizing when and how often payments are made.
After setup, the customer’s loan and vehicle data lives in their own agent for the life of the loan. The agent can keep tracking the loan and help the customer act on better payment, lending, or refinancing options over time.
After setup, the customer’s loan and vehicle data lives in their own agent for the life of the loan. The agent can keep tracking the loan and help the customer act on better payment, lending, or refinancing options over time.
Live across the U.S.
Live across the U.S.
Available in dealer locations today, with more locations being added.
Payment optimization
Payment optimization
FUTR helps users analyze and optimize loan payments
Launched in June
Free AI Financial Planning
Free AI Financial Planning
Free AI Financial Planning
Get a real, personalized financial plan in minutes, without the usual friction of booking a consultation before you can get started.
Get a real, personalized financial plan in minutes, without the usual friction of booking a consultation before you can get started.
Get a real, personalized financial plan in minutes, without the usual friction of booking a consultation before you can get started.
Answer a few questions
Answer a few questions
Complete a short questionnaire of about 20 questions. It takes roughly three minutes and gives the agent the context it needs.
Get your plan instantly
Get your plan instantly
The agent generates a personalized financial plan right away. There is no need to book and wait for an initial consultation first.
Bring it to life
Bring it to life
Connect with a licensed financial planner from FUTR’s network for help putting the plan into action. The network already includes several hundred active planners.
One agent experience, built to travel
One agent experience, built to travel
Extending FUTR’s financial rails globally
Extending FUTR’s financial rails globally
Extending FUTR’s financial rails globally
FUTR currently supports payments across the United States. Through a joint venture with EQIBank, FUTR is building toward checking and savings accounts, card products, and payment rails in over 100 countries, subject to regulatory approval in each market. The goal is to extend the same agent-driven experience globally, not create a separate product line.
FUTR currently supports payments across the United States. Through a joint venture with EQIBank, FUTR is building toward checking and savings accounts, card products, and payment rails in over 100 countries, subject to regulatory approval in each market. The goal is to extend the same agent-driven experience globally, not create a separate product line.
FUTR currently supports payments across the United States. Through a joint venture with EQIBank, FUTR is building toward checking and savings accounts, card products, and payment rails in over 100 countries, subject to regulatory approval in each market. The goal is to extend the same agent-driven experience globally, not create a separate product line.
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
"The combination of FUTR's distribution capability with our global banking infrastructure establishes a unified platform capable of operating across jurisdictions at scale"
Jason Blick
Founder and Executive Chairman
"FUTR is about making insurance easier, faster, and more transparent for consumers.
Shahzad Hafeez
President and CEO
"FUTR Payments offers a simple way for drivers to stay current on their loans while dealers get a simple tool to reduce delinquency and improve satisfaction. It’s a win-win partnership.”
Bill Neylan
Chief Executive Officer
Technology
Agent. Payments.
One Financial Ecosystem.
Two intelligent platforms working together, so your money thinks, moves, and multiplies.
Explore FUTR Payments
A powerful loan optimization payments network - built to save thousands.
Meet the Foundation
FUTR Token, the engine behind a financial ecosystem built to reward everyone equitably.
Secure Your Vault
Your financial data, encrypted and owned by you - the most secure place your information will ever live.
Technology
Agent. Payments.
One Financial Ecosystem.
Two intelligent platforms working together, so your money thinks, moves, and multiplies.
Explore FUTR Payments
A powerful loan optimization payments network - built to save thousands.
Meet the Foundation
FUTR Token, the engine behind a financial ecosystem built to reward everyone equitably.
Secure Your Vault
Your financial data, encrypted and owned by you - the most secure place your information will ever live.
Technology
Agent. Payments.
One Financial Ecosystem.
Two intelligent platforms working together, so your money thinks, moves, and multiplies.
Explore FUTR Payments
A powerful loan optimization payments network - built to save thousands.
Meet the Foundation
FUTR Token, the engine behind a financial ecosystem built to reward everyone equitably.
Secure Your Vault
Your financial data, encrypted and owned by you - the most secure place your information will ever live.
Get early access
Join our waitlist to secure your place in line.
